A Monday inside a financial crime function running on the Utility. The data stays where it is. The institution becomes resolvable.
For a bankFor a managed-service partner
Before the day
Not whether a platform can. What has to happen first.
One architecture creates another representation of the institution that must continuously remain aligned with it. DataFab resolves the authoritative estate in place and operates over that resolved context.
The Knowledge Fabric
Seven functions. One motion.
Acquire in place and from open sources · discover and catalogue · resolve with evidence · derive the model · extract the knowledge · encode it in the Studio · govern execution — then it is Monday.
Resolve
Twelve records. Nine systems. Six names. One node.
WHAT THIS REMOVES pre-built canonical customer model · manual reconciliation
Eleven resolve on evidence. The twelfth is similar, not the same — it stays in the queue with its reason. Never forced. Always reversible.
08:31 · the morning push
Thirty-seven overnight. Six need a person.
ILLUSTRATIVE DEMO SCENARIO
Thirty-one were handled by the platform itself — updated, re-screened, review date untouched. Six arrive as cards: what changed, where from, what is proposed, what happens if nobody acts. One is restricted.
One graph · governed views
What a person may not see is absent. Not dimmed.
Marcus · MLROTomasz · senior analystSophie · relationship manager
Marcus sees the book. Tomasz sees Helios without its sanctioned parent. Sophie sees her client and one sentence. No count of what was withheld; the exclusion appears only in the authorised audit.
08:45 · retail onboarding
Is Ade Balogun new? No.
The cheapest investigation is the one the institution already performed.
09:16 · before the analyst opened the case
The link nobody would have seen.
Pushed before the case was opened: the proposed holder shares an address and a director with a restricted case. The trace runs over nodes that already existed.
09:18 → 09:27 · the investigation agency
It builds its own plan. Then re-plans.
WHAT THIS REMOVES hard-coded workflow redesign · configuration backlog
Not a workflow somebody drew: a plan from the rules and their dependencies, re-planned when the world answers back. Every version kept. The case replays exactly as it ran.
11:00 · the overnight run
The entity, not the string.
WHAT THIS REMOVES repeated adjudication of already-known institutional context
ILLUSTRATIVE DEMO SCENARIO
Four hundred and twelve alerts resolve to ninety-six parties. Nothing is cleared on a name alone; nothing decided is decided twice; three the platform refused to clear because the evidence changed.
13:20 · perpetual KYC
Whole-customer risk, recomputed by neighbourhood.
An event on one customer reaches its counterparties, their counterparties, and the other customer that shares them. Continuous risk should reduce reviews, not trigger them earlier.
14:06 · REM-2026-UBO
2,412 legacy files. Seventy percent closed before a letter.
WHAT THIS REMOVES analyst capacity purchased before existing evidence is exhausted
ILLUSTRATIVE DEMO SCENARIO
1,471 on primary evidence already in the estate · 212 on evidence found on a related node · 729 specific requests on the regulator’s cadence · one refusal, to a person. £210 → £9 a file, illustrative — ask for their number.
10:31 · 15:46 · incident and quality
A later clearance never cures a breach. A repeated defect becomes a rule.
IMPLEMENTATION DEPENDENCY DOES NOT END AT GO-LIVE. If every policy change still requires the same translation layer that implemented the platform, that implementation team has become part of the permanent operating model.
The cost of a platform is not only the cost of running today’s rules. It is the cost of changing tomorrow’s.
The model the estate proposed
Derived, not drawn.
WHAT THIS REMOVES blank-page ontology programme · specialist modelling bench
The modelling programme is not moved from the SI to DataFab. Much of it ceases to be a programme.
The join paths the systems already share become the entity types and their relationships. Processes are generated from the model. When the next source arrives it proposes its own mapping — a connector and an approval, not a programme.
Knowledge & Agentic Studio · Layer 2 · the builder
Two hands on the same tool. Agents, agencies, utilities — not rules.
A domain expert builds in language; a platform engineer builds with every node. The same governed artefact. What they build is agentic: agents, agencies with a person at the gate, chains and graphs of agencies, and published utilities that run on the resolved estate the moment they exist.
Knowledge & Agentic Studio · the autonomy you set
From deterministic to acting within a gate. A level, not a contract.
Autonomy is a dial per step, recorded in a versioned register your leadership owns. Every agency runs sandboxed and tool-authorised, holds at the human gate, and writes a replayable audit — and what it builds cascades back into the Fabric with provenance, version and authority.
Governed inference
Inference you can replay, inside walls it cannot cross.
Four times today the platform knew something nobody entered: a path over a resolved graph, followed. Marked, confirmed, walled, replayable.
17:00 · the day as numbers
Grounded. Attributable. Reproducible.
2,041cases closed
1,927by the agencies alone
114with a person, where the authority matrix required one
71 of 412human alert decisions
96%QC passed same day · 100% challenged
3findings only the graph could see
ILLUSTRATIVE DEMO SCENARIO
Decision record with six elements, evidence pack with every claim to source, factor trace reconciling to the arithmetic — on every one of the 2,041.
Time to value
The licence is day zero. What sits between day zero and value?
The implementation organisation is part of the product’s economics.
Time to value is not simply how quickly software can be installed. It is how much engineering, modelling, configuration and specialist translation has to happen before the first operational outcome. The implementation organisation is part of the product’s economics.
The comparison that matters
The licence is not the TCO. Give us the whole number.
Software, cloud, integrator, professional services, the people who exist to keep the platform working, every regulatory change, every new source, every next utility. The marginal cost of the next outcome falls — it does not reset.
The comparison that matters
Cost to serve is not licence plus salary. Architecture becomes margin.
6 of 37events that reach a person — that ratio is your margin
4human judgements in a complex corporate onboarding
70%of a remediation cohort closed before a letter — fixed price, delivery date
No per-analyst licenceplatform priced per client deployment, not per analyst
ILLUSTRATIVE DEMO SCENARIO
Six of thirty-seven events reach a person. Four judgements in a complex onboarding. Seventy percent of a cohort closed before a letter. Platform priced per client deployment, not per analyst.
Mobilising a client
Weeks, not quarters.
ILLUSTRATIVE MOBILISATION PATTERN · actual timeline depends on estate and scope
What it produced is an asset for the second client, not a sunk cost trapped in the first: connector patterns, agency designs, the quality method — your method, in executable form.
Scaling across banks
Twelve sealed tenants. One method, carried.
Each bank lights up faster than the last — the fifth mobilises in the time the first took to sign — because the method carries and the data never does. You do not standardise the bank’s risk appetite; you standardise how your service operates around it.
Your expertise · the Studio for a partner
Authored once. Validated inside every client’s governance.
A method change made Monday can be replayed across every client by Tuesday — each bank sees its own impact, follows its own approval route and releases its own version.
The close
What you did not see.
Seven programme lines a financial-crime platform usually requires — none of them ran on this Monday.
Proof of value
Three or four of your sources. One utility. Weeks. Inside your estate.
The data stays where it is. The knowledge becomes usable. Resolved once. Read everywhere.
Your people on the screen. The bank’s data in the bank. Resolved once inside each client. Delivered better across every client.
Exit criteria written before it starts: sources catalogued and resolved with evidence · the derived model approved by your people · one utility in production on the live estate · raw egress measured at zero · the second utility named.
DataFab
Financial Crime Utility · certified ISO/IEC 27001:2022 · SOC 2 Type II